myGhQR.com Makes Bank-To-Bank Transfers Instant

June 15, 2021 | 3 minutes read
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Accra, June 14, 2021 – Ghana’s direct bank-to-any-account contactless payment service myGhQR.com has been officially launched today by leading payments service provider, Hubtel, in collaboration with Ghana Interbank Payments and Settlement Systems (GhIPPS).

 myGhQR.com is Ghana’s first-ever self-service portal to enable direct bank-to-bank transfers. The service eliminates the need of paying in cheques or using POS card machine or displaying your bank account details in order to receive payments into your bank account. To receive payment you simply generate your GHQR code on www.myGHQR.com, display it at your point of payment and get paid instantly into your account when anyone scans to pay you.

The service allows anyone (businesses, small merchants and mobile money users) to receive payments from bank customers who have GHQR on their bank app.


The introduction of myGhQR.com follows efforts to make Ghana’s Universal Quick Response (QR) camera scan & pay service, one of the regular modes of payment that is easily accessible to customers and business outlets of any size. 

The GHQR payment gateway was launched in March, 2020 by the Vice President Mahamudu Bawumia to add up to Ghana’s existing electronic payment channels as part of the larger cash-lite agenda.

Since its launch several banks have rolled out GHQR in their smartphone apps, including Ecobank, GCB Bank, Fidelity Bank, Calbank and GT Bank. Customers that use these bank apps can simply scan a GHQR code to pay an associated business or merchant. 


In an interview at the press launch, Hubtel’s Head of Products, Patrick Asare-Frimpong, emphasized the value myGhQR.com presents. “For the first time, we have a self-service portal that enables businesses and mobile money users of all kinds to generate a unique GHQR Code, link it to your account and receive payments instantly from GHQR users. You can pay anyone with a bank account by simply scanning a QR code from your bank’s app. This is simply a game-changer.” he said.


Generating a QR code is free. This makes it very convenient for anyone to generate a GHQR code.  Businesses, everyday service providers among others can create their own unique QR codes to receive payments into their bank accounts by visiting www.myGHQR.com

The introduction of myGHQR.com will further allow anyone with a bank account or mobile money to easily generate, print and display their own GHQR on any material to receive instant payment at standard industry fees of 1% capped at GHS 10 for the highest transaction values.

myGhQR.com Set to Grow Adoption of QR Payments in Ghana

June 8, 2021 | 3 minutes read
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A revolutionary new digital payments service, myGhQR.com is set to transform the payments landscape and position Ghana among the top cashless economies of the world.

The service is developed by Hubtel, a leading enhanced payments service provider, and is set to launch in the coming days as a quick-no-contact and direct bank-to-bank payment service.

The service, which will be managed in collaboration with the Ghana Interbank Payments and Settlement Systems (GhIPPS) will allow users to make and receive payments from any bank app into their bank accounts directly via a GhQR Code. The service is designed to make all bank payments simple and interoperable without any physical contact.

GhQR is Ghana’s National Quick Response (QR) camera scan & pay service available on smartphone applications of all licensed commercial banks and financial technology providers. The GhQR payment gateway was launched in March 2020, by the Vice President Mahamudu Bawumia to add up to Ghana’s existing electronic payment channels as part of the larger cash-lite agenda.

Since its launch, several banks have rolled GhQR payment codes at various retailer and merchant points. The introduction of myGhQR.com will further allow any merchant of any size to easily generate, print, and display their own GhQR on any material to receive payment.

Customers that use bank apps can simply scan a GhQR code to pay an associated business or person.

The information available on the portal of the service indicates that the service allows anyone with a smartphone and a bank app to make payments to all categories of businesses, including even tabletop retailers and even food sellers once both the buyer and seller are registered on the GhQR Code.

In an internal communication to the staff of Hubtel, its Head of Products, Patrick Asare-Frimpong announced the upcoming launch as a major milestone for cashless payments in Ghana. Stating that “… for the first time I can pay anyone with a bank account by simply scanning a QR code from my bank app. This is simply a game-changer.”

The payment via this process is taken directly from the bank account of the buyer and paid directly into the seller’s bank account via their various bank apps on their respective phones.

This contactless payment process allows the buyer or the one making the payment to scan the GhQR Code on the device of the seller or receiver and follow the prompts to make payment.

Currently, the GhQR Code works perfectly with apps like the Hubtel App, as well as with Fidelity Bank, GCB Bank, Cal Bank, Ecobank, and GTBank Apps.

Hubtel Honors 1% Pledge With Donation to Support International Youth Day 2021

June 3, 2021 | 2 minutes read
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Ghana’s fast-pacing eCommerce, SMS messaging, and leading enhanced payments service provider, Hubtel, has honored its annual 1% Pledge with a donation to support International Youth Day 2021, organized by the African Business Centre for Developing Education (ABCDE).

The donation makes Hubtel, the first sponsor to support the preparation and organization of the upcoming event in August 2021. International Youth Day 2021 is an educational initiative, which focuses on helping business communities deliver various services towards improving the educational sector. A goal that aligns with Hubtel Pledge’s mission of supporting causes that enhance the quality of life in our communities.

The Hubtel Pledge Team, led by the General Manager, Ernest Apenteng, made the donation on Thursday, June 3rd 2021, to Dr Ekow Spio-Garbrah and his Team, at the premises of the African Business Center for Developing Education Africa House, Nyadji Crescent, Asylum Down Accra, Ghana.

Ernest Apenteng in addition, emphasized on the main reason for the donation and the long-term benefits that would be derived from the partnership, especially for the youth from mentorship programs and career guidance to future projects, and Hubtel’s participation in the International Youth Day 2021 event.

Dr. Ekow Spio-Garbrah acknowledged and expressed his profound gratitude and appreciation towards the kind gesture, iterated the fact that the partnership between Hubtel and ABCDE would not be a one-time thing, and further pronounced that the donation would go a long way to help with the initiative at hand.