First Ever Digital Payment Launched at Cape Coast and Elmina Castles

June 13, 2018 | 1 minute read

Hubtel, in collaboration with MTN Business has launched the first-ever digital payment system at the two major castles in Ghana: Cape Coast and Elmina Castles.

This is in line with the government’s goal to make Ghana a fully digitized economy when it comes to payments in the country. Staff from Hubtel were present to set up the Hubtel POS storefront and to train the sales personnel at the premises on how to use it to collect payments from customers.

Visitors and tourists can pay for their entry tickets with any mobile money wallet, bank card, or cash. An electronic receipt is sent to their phones as proof of payment.

About Hubtel POS

Hubtel enables businesses to sell, serve and engage with their customers. Hubtel POS helps businesses of any size to receive payment, track sales, and inventory. All payments received can also be tracked by the account manager in charge of the Hubtel POS account. This provides a seamless experience.

No matter the size of your business, you can use Hubtel POS to collect all forms of payments from any mobile money wallet and bank card issued in Ghana.

Find out more about Hubtel POS at

How The New MTN Payment Approval Works

June 13, 2018 | 1 minute read

Goodbye Mobile Money Fraud ?

As part of efforts to improve the security of Mobile Money payments, MTN has introduced a new way for customers to approve transactions. Starting Monday 6th August, 2018.

Customers will no longer receive prompts to enter their PIN to confirm transactions. Instead, they will have to approve the transaction themselves on their phone.

All other services which require debits on a customer’s wallet will have to go through the approval process before it can be completed.

This move is meant to help reduce the number of fraud activities that occurs regularly on Mobile Money. If this goes well, we may see a new form of added security on Mobile Money transactions. It will mean that customers will have to “intentionally approve” payment requests from a vendor or third party.

Here’s how to approve a payment request:

  1. Dial *170# and select Option 10, My Wallet.
  2. Select Option 2 for My Approvals.
  3. Enter PIN to get your Pending Approval List.
  4. Select pending transaction to approve.
  5. Select Option 1 YES to approve the transaction OR Option 2 NO to reject the transaction

Customer receives an SMS as confirmation for a successful transaction.

How a 20-year Old Mobile Technology Protocol is Revolutionising Africa

June 6, 2018 | 1 minute read

In the past, developing USSD applications was a specialized activity that was typically performed by network engineers who had some level of professional training. Just see how many USSD developer jobs are listed on LinkedIn.

Over the last few years, banks and other large companies have deployed their USSD applications at great cost due to the engineering effort and equipment required. Until very recently, individuals and small organizations could never even dream of building their own USSD apps.

But now, something truly incredible has happened, with the end result being that:

  • It’s suddenly very easy for developers to build USSD apps
  • The utility of USSD has exceeded use cases far beyond what its designers originally imagined

In order for us to understand the incredibly unlikely sequence of events that took place to cause this, we must go all the way back, to the beginning of the mobile revolution.

Continue to full story…